Affordable car loans at Mike Molstead Motors

Financing is simple and straightforward at Mike Molstead Motors. Our team helps you find loan options that fit your budget—no pressure. Apply below to get started, regardless of credit history.


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Are you applying for financing for yourself, or jointly with a co-borrower?

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Online car financing is fast and secure


Understand your loan with confidence

We take the time to explain every part of your financing, including interest rates, loan length, down payment options, and monthly payments. You will always know what you are signing and why it works for you.

Get approved without the wait

Our online credit application makes it easy to get started from home. Apply in minutes and save time at the dealership. When you arrive, your financing is already moving forward.

Financing made simple

Mike Molstead Motors works with a network of trusted lenders to offer competitive rates and flexible terms. Good credit, challenged credit, or first-time buyers are all welcome. We explore options that match your situation.

Find the right vehicle for your needs

From dependable daily drivers to capable trucks and family-friendly SUVs, our inventory offers something for every lifestyle. We pair the right vehicle with financing that makes sense.

A better way to finance

Our goal is simple. Reduce stress. Increase clarity. Deliver financing that helps you drive away feeling confident and excited.

Apply and drive in Charles City

Proudly serving Charles City and surrounding Iowa communities, Mike Molstead Motors makes auto financing easy from start to finish. Apply online today and take the next step toward your next vehicle with confidence.