Plan your payments with our loan calculator

Buying a car, truck, or SUV is a big decision, and understanding your budget should be transparent and straightforward. The Mike Molstead Motors loan calculator helps you estimate monthly payments based on vehicle price, down payment, interest rate, and loan term. This tool gives you a clearer picture of what fits your budget before you visit the dealership or start a financing application.

Whether you are shopping for a rugged truck, a family SUV, or a dependable daily driver, using our loan calculator can help you explore different payment scenarios and make smart decisions with confidence.

To determine the appropriate payment plan for your budget, you may customize the following parameters:

  1. Loan duration (in months)
  2. Vehicle cost
  3. Annual Percentage Rate (APR)
  4. Down payment/deposit percentage
  5. Credit score

Why use the calculator before you shop: Using the loan calculator helps you focus your search on vehicles that truly fit your budget. It empowers you to plan ahead, avoid surprises, and ask more informed questions when you speak with our team. Whether you are a first-time buyer or a seasoned shopper, having a payment estimate gives you greater control over the buying process.

-- / mo
Est. payment for 75 months at NaN% APR
Credit score: 750
640
850
$-+
Amount Down
$-+
Trade-in Value
$-+
$-+

Instantly unlock your personalized monthly payment

The payment estimator is not an advertisement or offer for specific terms of credit and actual terms may vary. Payment amounts presented are for illustrative purposes only and may not be available. Not all models are available in all states. Actual vehicle price may vary by Dealer. The Estimated Monthly Payment amount calculated is based on the variables entered, the price of the vehicle you entered, the term you select, the down payment you enter, the Annual Percentage Rate (APR) you select, and any net trade-in amount. The payment estimate displayed does not include taxes, title, license and/or registration fees. Payment amount is for illustrative purposes only. Actual prices may vary by Dealer. Payment amounts may be different due to various factors such as fees, specials, rebates, term, down payment, APR, net trade-in, and applicable tax rate. Actual APR is based on available finance programs and the creditworthiness of the customer. Not all customers will qualify for credit or for the lowest rate. Please contact an authorized dealer for actual rates, program details and actual terms.

Finance disclosures

The payment estimator is not an advertisement or offer for specific terms of credit and actual terms may vary. Payment amounts presented are for illustrative purposes only and may not be available. Not all models are available in all states. Actual vehicle price may vary by Dealer.

The Estimated Monthly Payment amount calculated is based on the variables entered, the price of the vehicle you entered, the term you select, the down payment you enter, the Annual Percentage Rate (APR) you select, and any net trade-in amount. The payment estimate displayed does not include taxes, title, license and/or registration fees. Payment amount is for illustrative purposes only. Actual prices may vary by Dealer. Payment amounts may be different due to various factors such as fees, specials, rebates, term, down payment, APR, net trade-in, and applicable tax rate. Actual APR is based on available finance programs and the creditworthiness of the customer. Not all customers will qualify for credit or for the lowest rate. Please contact an authorized dealer for actual rates, program details and actual terms.